Business Insurance
PROVIDING TEXAS WITH COMPREHENSIVE BUSINESS INSURANCE PRODUCTS FOR ALL YOUR NEEDS
COMMERCIAL PROPERTY
PROTECT YOUR COMPANY’S PHYSICAL ASSETS
Commercial Property Insurance provides coverage for the building your business owns or rents. It can be tailored to meet the specific needs of your company. Commercial property insurance can also cover your interior items, outdoor signs on your property, on-site equipment, and your inventory.
We can tailor a broad protection policy to meet your specific business needs. Our goal is to create a package that fits your specific risks and keep your business running during an unexpected event. If you have questions regarding commercial property insurance, don’t hesitate to call Taley Insurance Agency and speak with one of our commercial producers.
COVERAGE INCLUDES
- Structure (building) of your business
- Furniture
- Equipment
- Lost inventory
- Outdoor signs
- Damage to the property of others
- And more…
GENERAL LIABILITY
PROTECT YOUR BUSINESS FROM LAWSUITS
In today’s increasingly litigious society, every business needs to protect themselves from an accident that may occur on their business ground. Liability insurance protects a company’s assets from unexpected expenses.
General Liability Insurance in Texas provides your company with protection against third-party lawsuits, presented in slip and fall cases, product liability losses, and personal injury cases including libel and slander. In addition to the limits you purchase, a general liability policy can be designed to cover supplemental payments for attorney fees, court costs, and other expenses associated with a claim or the defense of a liability suit.
Contact a Taley Insurance Agent today for a free quote.
PROFESSIONAL LIABILITY
DON’T RISK A LAWSUIT FINANCIALLY RUINING YOUR COMPANY
Professional liability insurance is a specialized type of insurance protection for individuals who are involved in the “professions” such as physicians, attorneys, certified public accountants, or officers of corporations. Liability can arise in these professions from a failure to use care (i.e. negligence) according to the degree of skill expected by the professional. Professional liability insurance protects the insured from his or her responsibility for bodily injury or property damage to others arising out of negligence or nonperformance.
It is also known as Errors & Omissions Insurance. Companies that perform services for others can make mistakes, be misunderstood, overlook something important, or misstate a fact. When a client sues a business due to an error or omission in providing a service, E & O coverage can provide protection. Court settlements can rapidly escalate and punitive damages can be tripled in some states. Can your company absorb a $100,000 lawsuit? In addition to the monetary costs, what is the value of lost time, hassle, stress, or damaged reputation resulting from a professional liability lawsuit?
GET THE RIGHT BUSINESS INSURANCE
Find out what kind of business insurance is right for you and get a free quote on business insurance products.
BUSINESS OWNER PACKAGE
PROTECT YOUR BUSINESS FROM LAWSUITS
Business Owners Package policy, commonly called a “BOP”, contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage.
