Personal Insurance
PROVIDING TEXAS WITH COMPREHENSIVE PERSONAL INSURANCE PRODUCTS FOR ALL YOUR NEEDS
HOMEOWNER INSURANCE
PROTECT YOUR HOME
Owning a property is a significant investment that needs to be protected. The best way to protect your property is to make sure you have the appropriate type of coverage. You are required to have a homeowner insurance policy in place if you have an outstanding mortgage. All homeowners also take up risk when someone is in their home, having a homeowner policy covers you against a lawsuit.
With homeowners insurance in place, you will receive various types of coverage. The policy covers your dwelling, including coverage for damages caused by fire, storm, or unexpected casualty. Taley Insurance Agency can bundle your auto and homeowners insurance policy to provide you with discounts. Contact us today for a free quote.
COVERAGE OPTIONS
- Liability
- Special Property
- Structure of the House
- Personal Belongings
- Theft Coverage
- Other Coverage Limitations
- And more…
RENTERS INSURANCE
PROTECT YOUR BELONGINGS
If you rent a house, condo, or apartment, you may not think of having insurance coverage. You need renters insurance to protect you in case of an event such as fire or vandalism damages to your property. A rental insurance policy can pay for the cost of replacing your damaged valuables due to a covered accident.
Personal property can be covered using the Actual Cash Value or Replacement Cost – dependent on your type of coverage. Your rental insurance also includes Liability Coverage to protect you from claims that occur in your home. Liability coverage pays for the cost of legal support should you get sued. Contact Taley Insurance Agency representatives to design a policy that fits your needs.
MULTI FAMILY INSURANCE
PROTECT YOUR INVESTMENT
Multifamily buildings that are rental properties often have individualized risk and insurance requirements. You will need a special type of insurance policy because the traditional homeowner’s insurance will not work.
Coverage options includes
• Dwelling property coverage
• Lost of rental income
• Liability protection
• Landlord’s personal property coverage
We can quote your property to see the best product for you, contact us today.
GET THE RIGHT CAR INSURANCE IN TX
Find out what kind of personal insurance is right for you and get a free quote on personal insurance products.
CONDO INSURANCE
INSURE YOUR PROPERTY
Homeowner Association (HOA) provides an insurance policy for a condominium. However, this policy does not cover the interior of your condo. Keep in mind that if HOA does cover damages, there might be limitations to what the HOA policy limit will allow. HOA policy will not cover plumbing. It is crucial for condo owners to obtain proper insurance coverage.
The condo insurance policy covers your possessions, and it is similar to renter’s insurance. In a condominium, you are responsible for everything inside the building, which includes the fixtures and sheetrock; your condo contract will provide details. Contact Taley Insurance Agency representation to get a free quote today.
COVERAGE OPTIONS
- Windstorms
- Explosion
- Vandalism
- Theft Coverage
- Hailstorms
- Lightning
- Water related accidents
- Fire